TERMS OF SERVICE

Effective Date: September 2, 2026

These Terms of Service govern your access to and use of www.kotastrat.com and the information and services provided by KotaStrat Limited, operated by Dakota Strategies.

By using this website, you agree to these Terms. If you do not agree, please discontinue use of the website.

INFORMATIONAL PURPOSES ONLY

Website content is provided for general informational and educational purposes. Nothing on this website constitutes tax, legal, accounting, financial, investment, or securities advice.

You should consult qualified tax, legal, accounting, and financial professionals before making any decision based on information presented by KotaStrat.

NO OFFER OR GUARANTEE

Nothing on this website constitutes an offer to sell, a solicitation to purchase, or a recommendation concerning any security, investment, financial product, or tax strategy.

Any opportunity discussed with KotaStrat may be subject to separate disclosures, eligibility requirements, due diligence, documentation, risks, and agreements.

Past performance does not guarantee future results. Tax benefits, income, savings, investment performance, and eligibility depend on individual circumstances and applicable law. No specific result is promised or guaranteed.

NO PROFESSIONAL RELATIONSHIP

Visiting this website, submitting a form, or scheduling a consultation does not create a tax, legal, accounting, investment advisory, fiduciary, or other professional relationship.

Any formal relationship will be governed by separate written agreements.

USER INFORMATION

You agree that information you submit through the website is accurate and that you are authorized to provide it.

You are responsible for reviewing the Privacy Policy before submitting personal information.

COMMUNICATIONS AND TEXT MESSAGES

When you provide contact information, you authorize us to respond to your request by telephone, email, or other appropriate methods.

If you separately consent to text messages, message frequency may vary and message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to marketing text messages is not a condition of purchasing a product or service.

ACCEPTABLE USE

You may not:

• Use the website for unlawful, fraudulent, or abusive purposes
• Attempt to gain unauthorized access to the website or connected systems
• Introduce malicious software or interfere with website operation
• Copy, scrape, reproduce, or exploit website content without permission
• Impersonate another person or misrepresent submitted information

INTELLECTUAL PROPERTY

The website, logos, branding, text, graphics, images, videos, downloads, and other materials are owned by or licensed to KotaStrat Limited or Dakota Strategies and are protected by applicable intellectual property laws.

You may view and print website materials for personal, noncommercial use. No other use is authorized without written permission.

THIRD PARTY SERVICES AND LINKS

The website may reference or link to third party websites, professionals, developers, managers, platforms, or service providers.

KotaStrat does not control and is not responsible for third party content, availability, security, privacy practices, services, statements, or performance. A link or reference does not necessarily constitute an endorsement.

WEBSITE AVAILABILITY AND ACCURACY

We attempt to provide useful and accurate information, but website content may contain errors, omissions, or outdated information.

We may change, suspend, or discontinue any part of the website without notice. We do not guarantee uninterrupted or error free access.

DISCLAIMER OF WARRANTIES

To the fullest extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied.

KotaStrat Limited and Dakota Strategies disclaim warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title, noninfringement, and availability.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, KotaStrat Limited, Dakota Strategies, and their owners, officers, employees, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of or reliance on the website.

Nothing in these Terms excludes liability that cannot legally be excluded.

INDEMNIFICATION

You agree to indemnify and hold harmless KotaStrat Limited, Dakota Strategies, and their owners, officers, employees, contractors, and affiliates from claims, losses, liabilities, and expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another party’s rights.

CHANGES TO THESE TERMS

We may update these Terms periodically. Updated Terms will be posted on this page with a revised effective date. Continued use of the website after an update constitutes acceptance of the revised Terms.

SEVERABILITY

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect.

ENTIRE AGREEMENT

These Terms and the Privacy Policy constitute the agreement governing use of this website, unless a separate written agreement applies.

Questions concerning these Terms may be directed to:

KotaStrat Limited
Operated by Dakota Strategies
Email: info@kotastrat.com
Mailing Address: Montana, United States

Please also review our Disclaimer for important information concerning tax considerations, investment risks, and professional advice.